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We specialise in Workman's Injury Compensation Act (WICA) Stand-Alone Insurance Policy. In fact we are one of the few in Singapore to provide this service. In the past, businesses in Singapore found it difficult to get stand-alone WICA insurance policies. They have to purchase a package of business insurance with WICA embedded in it. This has been very cumbersome and not cost effective for businesses.

Now, we provide stand-alone WICA insurance policies to provide convenient one-touch service at the same time it reduces business insurance costs considerably.

Click on to this link just below to get a free quotation for your bsuiness.

Learn more about Workman's Compensation Act or Workman's Injury Compensation Act (WICA)

Who Is A "Workman"?
A manual labourer; or any type of employee whose average monthly earnings* is S$1,600 or less.

*Average monthly earnings include wages, allowances, overtime payments, bonuses and annual wage supplements. Travelling allowances, employer's CPF contributions, pensions and monies paid to cover any special expenses incurred by the workman during his/her employment are not covered.

What Is The Protection Given?
A workman injured in a work-related accident is entitled to claim: medical expenses, paid medical leave, paid hospitalisation leave, compensation for death and permanent disability.

Who Has To Compensate When A Workman Is Injured?
The Company or its insurer must pay. Under the Workmen's Compensation Act, you are required by law to take up workman's compensation insurance for all your workmen. Failure to provide the insurance is an offence punishable with a fine of up to S$10,000, or a jail term of up to one year, or both. You are required to pay the compensation entitled under the Act out of your own pocket if you did not purchase the insurance.

What Should I Do When My Workman Is Injured?
1. You should send your injured worker to see a doctor as soon as possible.
2. You need to give a copy of the Medical Report for Workmen's Compensation to the doctor treating your workman's injury. The doctor will fill up the form and send it directly to the Work Injury Compensation Department, Ministry of Manpower.
3. You must pay for all medical fees and expenses.
4. You must continue to pay your worker's wages while he/she is on medical or hospitalisation leave.
5. You must report the accident using the iReport on MOM's website.
6. You will finally receive a Notice of Assessment from the Work Injury Compensation Department. 7. You or your insurer must then pay the compensation directly to the workman or to the Commissioner, Work Injury Compensation Department.